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CONDOMINIUM INSURANCE – Ariel Rivera and Associates


Condominium insurance is unique; this is why we specialize in it. Our distinctive Condominium Insurance Program, has given us island-wide recognition as one of the top condominium insurance brokers in Puerto Rico. We give your Board of Directors and administrators the peace of mind they need. By simply relieving them of most insurance duties, we take all the work in our hands.

Some of the coverage’s we include in our Insurance Program are:
• Condominium Master Policy
• Directors & Officers Policy
• Miscellaneous Bonds
• Garage Policy
• Garage-keepers Policy
• Equipment Breakdown Policy
• Boiler & Machinery Policy
• Fidelity Insurance
• Commercial Property Policy
• Debris Removal
• Risk Management

We design and structure all our programs individually.  Every condo is different and special in its own way; whether twenty-three stories or two stories high, we are here to help you every step of the way. Between our first recommendations, we suggest insuring your condominium to the House and Urban Development’s (HUD) condominium specifications. This helps your homeowner’s financing qualification process.  In most cases, it will give them access to FHA loans or reverse mortgages. Call us, we are eager to help!

Let us be a part of your team!

Just follow these simple steps:

Schedule an appointment with us and your Board of Directors.  Meet us, interview us and let us show you all our products and services.

By signing an Authorization Letter or a Producer Appointment Letter, we are on our way to developing a long-lasting professional relationship.

Once we get your authorization, we will review your previous policy to study and analyze it. This way we can identify exposures and be on our way to designing your own customized insurance program.

A valuation is required every 2 years. We will use the most recent one to prepare your insurance program.

After in-depth analysis, we will prepare a presentation with our market analysis for you. In this presentation, you will be able to see all the changes we made to create your new custom Condominium Insurance Program.

Once you approve our program, we are ready to start working together. Our main goal after this step is to give your board of directors and administrators the peace of mind that everything insurance-related is in the best hands.